Too many homeowners regularly deal with flooded basements after heavy rainfall and during the spring thaw. What can you do when this disaster strikes your own home? Take a look at the following steps for how to safely resolve a basement flood in Knoxville, TN, by addressing:
• Insurance requirements
One of the first things you need to understand is that there’s more than water damage to worry about. As soon as even an inch of water has collected in the basement, you need to address the danger of electrocution and the possibility of gas problems. If you have a service panel, a water heater, or other major appliances in the basement, there is a serious risk of electrocution. If the level of water is higher than the electrical outlets, do not go into the area. Instead, call the fire department for the safe removal of much of the water.
If the water level is low, begin by shutting off the power to the basement. If the breakers or circuits are in the basement, put down a wood or plastic step stool, so you don’t touch the water. Keep all appliance cords out of the water and wear rubber boots while working in the flooded area.
Prevent Gas Leaks
Contact your gas company and get specific instructions from them for dealing with flooded gas appliances. There should be a gas shutoff on the outside of your home.
Contact the Insurance Company
Find out what type of insurance coverage you have and whether your insurance company has any requirements. For example, you may need to provide photographic proof of the flooding, or the insurance company may require you to work with specific flood remediation companies. Even if you intend to handle much of the work yourself, you need to know what your insurance company expects.
After making sure that electricity, gas, and insurance requirements have been satisfied, you can move forward with removing water and addressing damages caused by the basement flood. Remember you won’t get much done if you, friends, or family members are injured before you even get started.