Most insurance companies require homeowners to take reasonable measures to mitigate roof damage in order to cover claims. The goal of damage mitigation is to protect a damaged roof and the interior of a home until repairs can begin. These three mitigation measures can help to prevent further water or wind damage.
1. Documenting Damage
A homeowner should obtain footage of the full extent of damage before taking steps to temporarily protect or improve the situation. Take photos or record video to provide to an insurance company as evidence in support of a claim.
Strengthen the case with footage from before the damage occurred. It is a good idea to capture the status of a property at least once or twice a year and back these files up in a remote and secure location such as cloud storage.
2. Covering Holes and Leaks
Roof damage mitigation primarily consists of covering up holes and leaks. A homeowner can do this work themselves, but it will require plywood, tarps, nails or screws, and at least two people working together.
Use plywood to cover holes. Lay out tarp so that it covers the ridge line by about two feet to keep out water. Attach the tarp to boards secured to the roof with nails or screws. A damage mitigation service can cover a roof quickly and effectively.
3. Removing Fallen Limbs
If a tree branch falls and causes damage to your roof, document the scene and contact a tree removal company. This service can also trim other parts of trees that pose a risk.
These measures can help any homeowner mitigate and recover from roof damage. Regardless of the cause of the damage, make sure to thoroughly document and take steps to limit the severity of the situation. For assistance with mitigation, contact a storm and wind damage restoration company in Maryville, TN.